40 Ways To Use Chase Ultimate Rewards Points

Chase Ultimate Rewards has 11 transfer partners to frequent flyer/rewards programs and each transfer 1:1. 1,000 Chase points would get you 1,000 points in any of the programs I’m about to mention.

There are 3 Chase cards that transfer to miles; the Chase Sapphire Preferred, Ink Plus, and Ink Bold (which you can’t apply for any more). If you have any of these cards you can pool your Chase points together to transfer your balance to any airline, hotel, or rail partner.

I want to mention all the transfer partners, but i’ll mention the best posts I have on each program first.

I’ve got 4 complete guide posts:

• Complete Guide to United Miles
• Complete Guide to British Airways Avios
• Complete Guide to IHG Rewards
• Complete Guide to Hyatt Rewards

I’ve also got 3 “Best Use” posts for you:

• Best Use of Singapore Airlines Miles
• Best Use of Korean Airlines Miles
• Best Use of Amtrak Rewards points

And here’s a few other good reads:

• Best Use of Marriott Rewards points (applies to Ritz Carlton too because it’s the same program)
• Maximizing the Southwest Companion Pass

And the last forgettable partner is Virgin Atlantic Flying Club.

A list of 40 ways to use Chase Ultimate Rewards Points

I know Chase UR points only transfer in increments of 1,000, but in this list of 40 ways to use Chase Ultimate Rewards Points I wanted to give precise info. Note that everything listed is for 1 person.

So know transfers are in 1,000 point increments and that prices below are listed per person.

This list:

1. 60,000 points → United miles for a roundtrip to two European cities using stopovers
2. 30,000 points → Hyatt points for one of the nicest Hyatts in the world (like the Park Hyatt Sydney and Park Hyatt Maldives, both $1,000+ a night hotels).
3. 5,000 points → IHG points to stay 1 night at an IHG hotel on their PointBreaks list.
4. 4,500 points → British Airways Avios which can get you flights from Miami to Jamaica, Grand Cayman, Cancun, Bamahas or many more options. See Avios Sweet Spots.
5. 15,000 points → Amtrak points in order to get a “Roomete” from Denver to Seattle for 2 people! Beds and food included. See Best Use of Amtrak.
6. 25,000 points → Amtrak points to make that Denver to Seattle trip in a full “Bedroom” for 3 people. Bigger bed (plus a top bunk) and full meals for 3.
7. 1,500 points → Amtrak points for a seat on specialty routes like Seattle to Portland. See Best Use of Amtrak.
8. 40,000 points → United miles for a roundtrip flight to Peru and Mexico using stopovers. Actually could be anywhere in Northern South America and a stop with anywhere on the way. See Complete Guide to United Miles.
9. 70,000 points → United miles for that roundtrip to Peru to be in Business Class.
10. 25,000 points → Korean Miles for a roundtrip to Hawaii on Delta.
11. 12,500 points → British Airways Avios for a flight on Aer Lingus from Boston to Dublin oneway. See Breaking British Airways with Stopovers.
12. 3,000 points → Hyatt points to turn a paid Hyatt stay into a night with Hyatt Club Lounge room (upgrade). See Best Use of Hyatt Points.
13. 6,000 points → Hyatt points to turn a paid Hyatt stay into a night in a Hyatt Suite (upgrade), usually with lounge access. See Best Use of Hyatt Points.
14. 20,000 points → Singapore miles to fly oneway from New York to Frankfurt, or Houston to Moscow, on Sinagpore Airlines flights. See Best Use of Singapore Miles.
15. 70,000 points → United miles to fly to Africa and Japan using United Stopovers. See United Stopovers Secrets.
16. 6,000 points → Southwest points for a $100 domestic flight on Southwest Airlines
17. 10,000 points → British Airways Avios for a oneway flight from Miami to Lima, Peru.
18. 15,000 points → IHG points for 1 night at an IHG Category 2 hotel, like: Holiday Inn Krakow, Holiday Inn Dubai, Holiday Inn Suva Fiji and more. See Best IHG Category 1 & 2 hotels, or the Complete Map of IHG hotels.
19. 60,000 points → Korean Miles for a roundtrip from LA to Tahiti on Air France.
20. 35,000 points → United miles to fly to two Caribbean islands using stopovers. I called it the Caribbean Hopper.
21. 25,000 points → Hyatt points for one of the new Hyatt All-Inclusive properties like the one in Jamaica (which, trust me, has awesome food). See All-Inclusive Hotels on Points.
22. 4,500 points → British Airways Avios for a oneway like: NYC to Toronto, DC to Chicago, or Charlotte to Fort Lauderdale.
23. 6,000 points → Southwest points; enough for the current promotion rate for many one way flights to Cancun.
24. 110,000 points → Singapore miles for a oneway flight from NYC to Singapore (via Frankfurt) in Singapore Airline’s famous Suites Class. A double bed on an A380. See Best Use of Singapore Miles.
25. 70,000 points → United miles for a roundtrip to Australia and Fiji using stopovers.
26. 8,000 points → Hyatt points for 1 night at a category 2 Hyatts like the Grand Hyatt Santiago, or Grand Hyatt Amman
27. 12,000 points → Hyatt points to make that category 2 reservation a points reservation for a Club Room instead. (Trust me the Club Lounge in Santiago is worth it for the Sushi they bring up from the Japanese restaurant).
28. 12,500 points → British Airways Avios for a oneway to Hawaii from LA, Seattle, San Fran, Portland and more.
29. 50,000 points → Korean miles for a roundtrip to Europe (including as far east as Georgia) on Delta, KLM, Air France or any SkyTeam member.
30. 80,000 points → Korean miles for a roundtrip to Europe in Business class.
31. 10,000 points → Virgin Atlantic points, to then convert to 15,000 Hilton points. Enough for 3 nights a Category 1 Hilton hotel, like the many in Egypt.
32. 17,500 points → Singapore miles for a oneway to Hawaii on United (econ/biz/first is 17.5k/30k/40k). See Best Use of Singapore Airlines Miles.
33. 30,000 points → United miles for a crazy roundtrip flight from China to Fiji with a stopover in New Zealand. See 4 Variations of the Pacific Hopper.
34. 15,000 points → Hyatt points for a stay at one of the many incredible Category 4 Hyatts like the Grand Hyatt Melbourne, Park Hyatt Toronto, or the Park Hyatt Saigon. See Best Category 4 Hyatt Hotels.
35. 80,000 points → United miles for a roundtrip flight to India, with a stopover in either Asia or Europe on the way as well. See Complete Guide to United Routing Rules.
36. 20,000 points → Singapore miles for a oneway US domestic ticket in business class.
37. 20,000 points → British Airways Avios for a oneway to Europe, at least from the east coast. Fly on Air Berlin to avoid fuel surcharges.
38. 5,000 points → Amtrak points for a seat on any route within one region. There are three zones that divide the US. A slow way to travel, but some people love the train.
39. 5,000 points → Hyatt points for many Hyatt Place and Hyatt House hotels, particularly useful at airports, like the one we stayed at in DC.
40. 12,500 points → United miles for a oneway within the US.

Conclusion

I hopefully mostly use my Chase points solely for United flights, because I love stopovers. But I’ve also used them to top off my accounts, and will always consider it for a great redemption opportunity.

The only “wrong way” to use Chase Ultimate Rewards points is when you transfer to redeem points on something that would be cheaper than 1 cent per point… or even close to one cent per point. You can and should do better.

The fact is that you can cash out 10,000 points for $100. So it wouldn’t make sense to transfer 10,000 points for a $100 hotel. You’re better off paying for the hotel and earning points, or finding a cheaper hotel. This is why I couldn’t justify mentioning Marriott transfers, or high end IHG transfers. In fact, I’ve never transferred UR points to Marriott or IHG. I normally save these points for flights and seldom do I top off my Hyatt account.

I’d focus on the flight redemptions, but still I wanted to show the number of ways that you can use your Chase points by using the Ultimate Rewards transfer partners.