40 Ways To Use Chase Ultimate Rewards Points

Chase Ultimate Rewards has 11 transfer partners to frequent flyer/rewards programs and each transfer 1:1. 1,000 Chase points would get you 1,000 points in any of the programs I’m about to mention.

There are 3 Chase cards that transfer to miles; the Chase Sapphire Preferred, Ink Plus, and Ink Bold (which you can’t apply for any more). If you have any of these cards you can pool your Chase points together to transfer your balance to any airline, hotel, or rail partner.

I want to mention all the transfer partners, but i’ll mention the best posts I have on each program first.

I’ve got 4 complete guide posts:

I’ve also got 3 “Best Use” posts for you:

And here’s a few other good reads:

And the last forgettable partner is Virgin Atlantic Flying Club.

A list of 40 ways to use Chase Ultimate Rewards Points

I know Chase UR points only transfer in increments of 1,000, but in this list of 40 ways to use Chase Ultimate Rewards Points I wanted to give precise info. Note that everything listed is for 1 person.

So know transfers are in 1,000 point increments and that prices below are listed per person.

This list:

  1. 60,000 points → United miles for a roundtrip to two European cities using stopovers
  2. 30,000 points → Hyatt points for one of the nicest Hyatts in the world (like the Park Hyatt Sydney and Park Hyatt Maldives, both $1,000+ a night hotels).
  3. 5,000 points → IHG points to stay 1 night at an IHG hotel on their PointBreaks list.
  4. 4,500 points → British Airways Avios which can get you flights from Miami to Jamaica, Grand Cayman, Cancun, Bamahas or many more options. See Avios Sweet Spots.
  5. 15,000 points → Amtrak points in order to get a “Roomete” from Denver to Seattle for 2 people! Beds and food included. See Best Use of Amtrak.
  6. 25,000 points → Amtrak points to make that Denver to Seattle trip in a full “Bedroom” for 3 people. Bigger bed (plus a top bunk) and full meals for 3.
  7. 1,500 points → Amtrak points for a seat on specialty routes like Seattle to Portland. See Best Use of Amtrak.
  8. 40,000 points → United miles for a roundtrip flight to Peru and Mexico using stopovers. Actually could be anywhere in Northern South America and a stop with anywhere on the way. See Complete Guide to United Miles.
  9. 70,000 points → United miles for that roundtrip to Peru to be in Business Class.
  10. 25,000 points → Korean Miles for a roundtrip to Hawaii on Delta.
  11. 12,500 points → British Airways Avios for a flight on Aer Lingus from Boston to Dublin oneway. See Breaking British Airways with Stopovers.
  12. 3,000 points → Hyatt points to turn a paid Hyatt stay into a night with Hyatt Club Lounge room (upgrade). See Best Use of Hyatt Points.
  13. 6,000 points → Hyatt points to turn a paid Hyatt stay into a night in a Hyatt Suite (upgrade), usually with lounge access. See Best Use of Hyatt Points.
  14. 20,000 points → Singapore miles to fly oneway from New York to Frankfurt, or Houston to Moscow, on Sinagpore Airlines flights. See Best Use of Singapore Miles.
  15. 70,000 points → United miles to fly to Africa and Japan using United Stopovers. See United Stopovers Secrets.
  16. 6,000 points → Southwest points for a $100 domestic flight on Southwest Airlines
  17. 10,000 points → British Airways Avios for a oneway flight from Miami to Lima, Peru.
  18. 15,000 points → IHG points for 1 night at an IHG Category 2 hotel, like: Holiday Inn Krakow, Holiday Inn Dubai, Holiday Inn Suva Fiji and more. See Best IHG Category 1 & 2 hotels, or the Complete Map of IHG hotels.
  19. 60,000 points → Korean Miles for a roundtrip from LA to Tahiti on Air France.
  20. 35,000 points → United miles to fly to two Caribbean islands using stopovers. I called it the Caribbean Hopper.
  21. 25,000 points → Hyatt points for one of the new Hyatt All-Inclusive properties like the one in Jamaica (which, trust me, has awesome food). See All-Inclusive Hotels on Points.
  22. 4,500 points → British Airways Avios for a oneway like: NYC to Toronto, DC to Chicago, or Charlotte to Fort Lauderdale.
  23. 6,000 points → Southwest points; enough for the current promotion rate for many one way flights to Cancun.
  24. 110,000 points → Singapore miles for a oneway flight from NYC to Singapore (via Frankfurt) in Singapore Airline’s famous Suites Class. A double bed on an A380. See Best Use of Singapore Miles.
  25. 70,000 points → United miles for a roundtrip to Australia and Fiji using stopovers.
  26. 8,000 points → Hyatt points for 1 night at a category 2 Hyatts like the Grand Hyatt Santiago, or Grand Hyatt Amman
  27. 12,000 points → Hyatt points to make that category 2 reservation a points reservation for a Club Room instead. (Trust me the Club Lounge in Santiago is worth it for the Sushi they bring up from the Japanese restaurant).
  28. 12,500 points → British Airways Avios for a oneway to Hawaii from LA, Seattle, San Fran, Portland and more.
  29. 50,000 points → Korean miles for a roundtrip to Europe (including as far east as Georgia) on Delta, KLM, Air France or any SkyTeam member.
  30. 80,000 points → Korean miles for a roundtrip to Europe in Business class.
  31. 10,000 points → Virgin Atlantic points, to then convert to 15,000 Hilton points. Enough for 3 nights a Category 1 Hilton hotel, like the many in Egypt.
  32. 17,500 points → Singapore miles for a oneway to Hawaii on United (econ/biz/first is 17.5k/30k/40k). See Best Use of Singapore Airlines Miles.
  33. 30,000 points → United miles for a crazy roundtrip flight from China to Fiji with a stopover in New Zealand. See 4 Variations of the Pacific Hopper.
  34. 15,000 points → Hyatt points for a stay at one of the many incredible Category 4 Hyatts like the Grand Hyatt Melbourne, Park Hyatt Toronto, or the Park Hyatt Saigon. See Best Category 4 Hyatt Hotels.
  35. 80,000 points → United miles for a roundtrip flight to India, with a stopover in either Asia or Europe on the way as well. See Complete Guide to United Routing Rules.
  36. 20,000 points → Singapore miles for a oneway US domestic ticket in business class.
  37. 20,000 points → British Airways Avios for a oneway to Europe, at least from the east coast. Fly on Air Berlin to avoid fuel surcharges.
  38. 5,000 points → Amtrak points for a seat on any route within one region. There are three zones that divide the US. A slow way to travel, but some people love the train.
  39. 5,000 points → Hyatt points for many Hyatt Place and Hyatt House hotels, particularly useful at airports, like the one we stayed at in DC.
  40. 12,500 points → United miles for a oneway within the US.



I hopefully mostly use my Chase points solely for United flights, because I love stopovers. But I’ve also used them to top off my accounts, and will always consider it for a great redemption opportunity.

The only “wrong way” to use Chase Ultimate Rewards points is when you transfer to redeem points on something that would be cheaper than 1 cent per point… or even close to one cent per point. You can and should do better.

The fact is that you can cash out 10,000 points for $100. So it wouldn’t make sense to transfer 10,000 points for a $100 hotel. You’re better off paying for the hotel and earning points, or finding a cheaper hotel. This is why I couldn’t justify mentioning Marriott transfers, or high end IHG transfers. In fact, I’ve never transferred UR points to Marriott or IHG. I normally save these points for flights and seldom do I top off my Hyatt account.

I’d focus on the flight redemptions, but still I wanted to show the number of ways that you can use your Chase points by using the Ultimate Rewards transfer partners.

Related Posts:


  1. Where are the remaining 60 that you have hidden in your sleeves? Preserving for another post, huh 😉

    • By the way, loved the post. Thanks. I need to do some more research on that 25k to Hawaii through Delta, through Korean. Seems like a gem.

    • Thanks as always, Kumar. Yep, cheapest way to Hawaii that I know of.

    • It was already 1,300+ words. 😀

  2. Hey Drew,

    Nice post! There are several of these that I had never thought of before. 10k to Peru from Miami + sw comp pass has got my hamster wheel spinning for the wife and I. Good info here. All short legs so no need for biz class. Thanks!

    • That’s true, the flight isn’t bad at all. especially so when using star alliance and the flights are like 3 hours max in central america.

  3. Love stuff like this…opens my eyes to so many facets of this hobby I haven’t considered. Also, I think you forgot to post the map in #26. :)

    • Oops! 😀
      Thanks Ryan!

  4. Drew,

    Great post. Just a word of warning using KE miles, You need have a lot of patience as the Skyteam office are difficult to deal with. I managed to book and 8 segment Skyteam trip (the max allowed) but had to feed the flights to the agent. I have been trying to upgrade the domestic segment to business but they want to price the whole trip as first as DL calls domestic business first class. HUCA does not work as they are only about 4 people in the office and I have spoken to all of them many times. If you want to speak directly to the skyteam office you have to request a call back and they work from noon-9pm EST.

    • This is very true. I personally have given up on Korean because of some very misleading things about their program, or rather the ability to book what’s allowed. So this is an excellent point.

      But still. If you have Chase UR, the cheapest flight to Tahiti is 60k with Korean. So, it may be someones best option regardless of their tiny bad office.

  5. Great information, but just wondering–why is Virgin Atlantic forgettable? I know about the VA fuel surcharges, but can’t VA points be used to book no fuel charge international Delta flights?

    • The award chart is just pricey. So when comparing to other options, Europe or wherever, it’s just way more expensive.

      Actually, I called to price out a oneway economy ticket to Tahiti and it was like 120k. I mean, the prices are just insane compared to others, so I think it’s a poor use of chase points.

  6. Great post with helpful info. One slight change you might wanna’ make: CLT to Miami is actually 7500 Avios. CLT to FLL (Fort Lauderdale) is 4500 Avios.

    • One other thing. Choice Hotels has a fantastic sale going on with several of their new Cambria Suites. We stayed at the Cambria Suites in D.C. (located a block from the Convention Center) last week for only 10,000 points a night. That room goes for ~ $200/night right now.

    • Oops thanks!

      Great tip on Choice. I really wish I had some Choice points, or get some this year. They continue to show their value.

  7. great post!
    I am quite sure that CLT to MIA is just over 650 miles and costs 7500 Avios than 4500. Could you double check?

    • Yeah, sorry about that. CLT – FLL is 4,500. Not quite the same…

  8. I think your last statement is incorrect, with the 12.5k points to Alaska on United. I believe that it is 17.5k on United to get to Alaska now.

    • Yep. Totally right. Don’t know why I thought that.

  9. just but the IHG points and use a statement credit. Waste of Chase points.

    • I agree. As I said, I’ve never used Chase points for IHG

  10. Hey Thanks for the amazing post! I’ve been trying to figure out #33 form China to Fiji with a stopover in NZ. Haven’t been able to find an acceptable route, can you give me an example of one?

    • Well, what’s going on? Are you trying to book a mult-destination route on, I assume?
      So start in PVG (for example) stopover in AKL. Then AKL-NAN. Then NAN to PVG.

      The problem is that you need a route between PVG and NAN that doesn’t need a stopover (since you’re only allowed one). Basically you need to try PVG-NAN as a oneway. And NAN-PVG as a oneway. If you can’t get that to show up… you can’t get the ticket.

      Once you get that it should be bookable. If not online then by calling.

      This post might be helpful.

    • Sorry I should of clarified, ideally I want CTU-AKL (stopover)-NAN-XIY. Don’t know if CTU and XIY are an acceptable choice but thanks for providing the “Problems with the Pacific Hopper” post it was very helpful.

      So are you saying that any flight from NAN to China has to be a direct flight as well as AKL-NAN (I think this is what you meant to say)

  11. Great info, thanks! Could you guys add a Pinterest button to your site? There are so many great posts that I want to save for reference later and the ability to put a pin on those posts would make it easy for me to organize them than having to book mark them. Thanks!

    • Let me look into that. I’ll check if it’s available with our share plugin. If not maybe Carrie can add it.
      Thanks for the suggestion.

  12. Hey man,

    LOVE the website– one of the best (and easiest to understand) points/miles websites out there. Great content without a lot of pushy referral links. If you ever do have a link or two, i’ll gladly use it.

    It seems as if United was somewhat of the stepchild airline for most points/miles enthusiasts. After reading this list, it seems to be one of your favorites! Why do you think it has such a bad reputation with the flyer mile community?

    I’m sitting on a boatload of UR and just wondering how to use them.

    Thanks much!

    • I personally love United miles more than any other. If you haven’t already, check out this post:

      That being said, their prices for business and first class are way higher than AA’s award chart, for example.
      And another recent devaluation is with their entire earning structure. Frequent flyers who fly hundreds of thousands of miles a year can’t get elite status unless they pay $10,000 or more. Which is insane. Also, their CEO hates people and I assume he clubs seals for fun (not really).

      For people who pay for flights… it’s terrible. For people with Chase points, it’s wonderful.

  13. Nice list. I just want to add that you can go to Galapagos Islands from the east coast for 40k united round trip. Also I booked my family of 4 for a roundtrip to Easter Island with Avios points, 25k each.

    • Meant to add, 25K avios points to Easter Island from Santiago, Chile. :)

  14. I’m wondering if the one scenario where it might be wise to transfer UR to Marriott is for the hotel + air packages. My wife and I could get two Marriott cards with 80k pts each, and then a CSP card and have enough UR points for the first tier – although the 270,000 tier for Southwest would be ideal, due to the Companion Pass bonus!


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We have spent the majority of our marriage traveling full time, living out of hotels.   All the while, we list our expenses publicly, budgeting $25,000 a year for our nomadic life while still staying in mostly 4 or 5 star hotels across ~20 countries a year.
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